Tuesday Tips


#105 – Become financially secure using the “Pay Yourself First” strategy.

Keep it simple. Go to the bank and set up three savings accounts: one for emergencies, one for investments and one for vacations and miscellaneous. Have the bank transfer money automatically to all three accounts every month.

 

Make it a rule to never touch the funds in your investment account except to invest in something that will make you money. Whenever you get a raise, add to all three accounts. If you can’t pay yourself first and pay your bills too, reduce your costs in other areas so you can.   If the amount you have is too small to start a bank account, then put the money in three envelopes.  It doesn’t matter how small the amount is, it just matters that you begin.     

 

Just as important as the above is to keep track of your money and what you are spending it on.  Just becoming conscious of your spending will change your financial life.       

 

 

 

 

 

 

 



#104 – Amateurs blame themselves. Professionals blame their equipment. From: Golf for Dummies.

If you want to improve, stop telling yourself how badly you’re doing. You do a lot of damage when you run yourself down to yourself and others. Nobody holds a good opinion of someone who has a low opinion of themselves. So start talking to yourself in a positive way. Don’t be your own worst enemy.

 I’m a little late getting this out today — must be the computer.



#103 – “All we really do is try really, really hard,” Chris Martin of Coldplay said in an interview with Sixty Minutes when asked the secret of their success.

“We do the best we can with what we’ve got.” He went on to say that they don’t sing or play as well as some others but rely on enthusiasm. On Sunday, they won their fourth Grammy for “Viva La Vida.” So keep on trying hard and doing your best. If nothing else, you will live an interesting and satisfying life just for making the attempt.



#102 – “Use your awareness of your senses, your body, and your thinking to heal and restore your mind,” says Jon Kabat-Zinn, professor emeritus at the University of Massachusetts Medical School.

 Stop for a moment and pay attention to what you’re putting into your mouth and how it tastes, notice the trees, the grass, the sky, the people you meet.  Become aware of how you are feeling physically and emotionally and what it is you think about all day. In this way, it’s possible for you to become more awake and present in your own life.